Sukanya Samriddhi Yojana Scheme 2024!!!
Good news for parents of female children.. Benefits of Sukanya Samriddhi Yojana scheme with high interest rate : Sukanya Samriddhi Yojana : 2024
Sukanya Samriddhi Yojana Sukanya Samriddhi Yojana: The central government is offering various schemes. Among these, a special scheme is also available for female children. Same as Sukanya Samriddhi Yojana scheme.. It can be said that the central government has brought this scheme with an aim to provide financial security to the girl child. Let’s know the complete details about this scheme here.
Details of Sukanya Samriddhi Yojana Scheme:
- Scheme Name : Sukanya Samriddhi Yojana
- Innovation : Central Govt
- Beneficiaries : Female children
- Objective : Financial security for girls
- Advantage: Higher interest rate than other schemes
Who is the scheme applicable to?
Sukanya Samriddhi Yojana : This scheme offered by the Central Government is applicable only for female children. That too only those who are below ten years of age are eligible to join this scheme. So if you have small children in your house, enroll them in this scheme immediately. Maximum two girls per household can be enrolled under this scheme.
How to join in the scheme?
Those who intend to join the Sukanya Samriddhi Yojana scheme offered by the Center just need to go to the nearest bank or post office. One can easily join this scheme there. But those who want to join this scheme should remember some things. Investments should be maintained for a long period of time. Sukanya Samriddhi Yojana Scheme 2024!!!
What documents will be required:
Sukanya Samriddhi Yojana : Those who want to join the Sukanya Samriddhi Yojana scheme need to keep some valid documents available and present them at the post office. Let’s find out once.
- Bank Account Pass Book
- PAN card
- Aadhaar card
- Baby photos
- Baby Aadhaar Card
- Child’s birth certificate
How much money has to pay?
sukanya Samriddhi Yojana : Those who are thinking of joining the Sukanya Samriddhi Yojana scheme should note one thing. A maximum of Rs.1.5 Lakhs can be deposited in this scheme in a financial year. That means you can deposit up to Rs.12,500 per month. Otherwise, how much money you invest every month depends on you. Anything can be done. Sukanya account can be opened with just Rs.250. For example your paying per month Rs. If you invest five thousand, you will get more than Rs.25 Lakhs at the time of Maturity .Sukanya Samriddhi Yojana Scheme 2024!!!
How many years should the money be paid?
After opening the account for Sukanya Samriddhi Yojana scheme, the money should be invested for 15 years. There is no need to pay later. Sukanya Samriddhi Yojana Account Maturity period is 21 years. Some money can be withdrawn after the girl reaches 18 years of age. Full amount can be available after 21 years.
The rate of interest is as follows:
Present 7.6% interest rate is available on Sukanya Samriddhi Yojana scheme. This rate of interest is never the same. Central government reviews the interest rates once every 3 months. Hence interest rates may increase. Or it can decrease. In some cases interest rates may even remain constant.
Benefit of Tax Exemption:
By investing money in this Sukanya Samriddhi Yojana scheme we can also get tax exemption benefits. Under Section 80c of the Income Tax Act, tax savings of up to Rs.1.5 lakh can be made in a financial year. Therefore, it can be said that this scheme is very convenient for those who are employed.
